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Loans

Compare our short and long term loans

Representative 3.4% APR

Our Loans

Let us take the stress out of borrowing money

To apply, you must be 18+ and a resident with a Ednites Credit Union current account (held for 3+ months).

Reasons to take out a loan

Buying a car

Buying a car

Taking out a car loan could get you the car you want, quicker.

Woman making home improvements

Home improvements

Sometimes it makes more sense to improve instead of move.

Debt consolidation loans

Consolidating debt

A debt consolidation loan could help you tidy up your finances.

Couple getting married

Getting married

Plan the perfect day.

Ladies on holiday

Going on holiday

We could help get you there. 

Take out a joint loan

Joint loans

Take on life together with a joint personal loan
  • You and a loved one, family member or friend can borrow money together
  • You could use the money for a special event or shared passion 
  • Chip away at the loan as a team

Top up an existing loan

Borrowing more

If you already have a loan with us but need to borrow more, we may be able to help. You could...

Open a new loan and keep your existing one

Replace your existing loan with a larger one

Tools to help you

Already have a loan with us?

You can now manage your loan online, and do things like request your final settlement amount, make an extra loan payment or check your interest rate.

Something else we can help you with?