Ednites Credit Union mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Looking for your first mortgage? Find out how much you may be able to borrow with the deposit you have, and get an understanding of what your mortgage repayments could be. Use our first time buyer calculator to start the journey to your first home.
If you have a mortgage with a different lender, you could remortgage and move your mortgage to us. Use our remortgage calculator by giving a little information about your current mortgage to see our remortgage deals.
If you're looking to purchase a property to rent out, see how much you may be able to borrow on a buy to let mortgage with our calculator. You can get a quick indication or a more personalised AIP, and get an idea of what your monthly repayments could be.
Our mortgage calculator can help you get an initial indication of how much money you may be able to borrow towards the purchase of a property. It also helps you understand what your potential monthly repayments could be.
No, using our mortgage calculator tool or getting an Agreement in Principle won't have any impact on your credit score. We would only conduct a full credit check with credit reference agencies if you went on to formally apply for a mortgage with us.
You can use our mortgage calculator as many times as you like, whenever you like. Generally, it makes sense to use it at the start of your journey to purchase a property, or if you are looking to remortgage to us. You can use it to get an initial understanding of what you may be able to afford, monthly repayments and potential interest rates.
