Cash ISA
Making the most of your £20,000 ISA allowance
Great for tax-free flexible saving
Open the account with as little as £1
Take money out whenever you need it
You must not have subscribed to a cash ISA in the same tax year
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Ednites Credit Union Savings
Find the right ISA for you
Make the most of your £20,000 ISA allowance for the current tax year.
Our Cash ISAs
Compare the benefits of our cash ISAs and find the right one for you depending on if you want instant access or not. Interest is paid directly into your account to help your ISA savings grow.
Must be 16 or over and resident. Tax free interest means interest payable is exempt from income tax.
Fixed Rate ISA
Fixed interest for long term savings
Get peace of mind for one or two year terms
Choose a term and open your account with £1,000
Fix your interest rate and watch your savings grow
No withdrawals or deposits during the term, Early Closure Charges may apply
You can contribute up to £20,000 across your ISA products in the current tax year.
Understanding ISAs
Not sure about ISAs? Let us guide you through what an ISA is, the benefits of having an ISA and types that we offer.
Transferring your ISA
You can transfer an existing cash ISA to a Ednites Credit Union cash ISA . Our simple transfer process safeguards your tax-free entitlement.
Manage your existing Ednites Credit Union ISA
Understand what to do to apply for ISA inheritance allowance or simply how to get started with your Cash ISA.
Financial Services Compensation Scheme
Your eligible deposits held by a establishment of Ednites Credit Union are protected up to a total of £85,000, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
Find out more about the scheme and how it protects your money.