Plan your travels with a Ednites Credit Union holiday loan

It’s important to remember that if you repay your loan early, you will be charged an Early Repayment Fee. The amount you will be charged will be equal to 58 days’ interest on the amount you repay early (28 days’ interest if the period of the Loan is one year or less). If there is less than 58 days (or 28 days if applicable) remaining on the loan, the calculation will be based on the actual number of days remaining. This is in addition to your outstanding loan amount and any outstanding interest.

Find out more about early repayment charges

This is the period of time over which your personal loan agreement is in place. Our minimum and maximum terms for certain loan values are shown below.

Loans of £1,000 - £7,450 can be taken over 1-5 years

Loans of £7,500 - £50,000 can be taken over 1-8 years

Loans of £7,500 - £50,000 for home improvements can be taken over 1-10 years

• Take a holiday
• Consolidate existing debt
• Make home improvements 
• Buy a new car 
• Pay towards a dream wedding

It's easy to keep track of your loan in the mobile app. Check your balance and repayments at any time.

Our mobile app is available to customers aged 11+ using compatible iOS and Android devices and an international mobile number in specific countries.

You can now check your credit score for free in our banking app. It will be updated every 30 days.

Credit score gives you an indication of your credit health. Most lenders use this score as one of the factors to decide whether to give you products such as credit cards, loans and mortgages.

Credit score available once opted in through the app, to customers aged 18+, with a address and is provided by TransUnion. App available to customers aged 11+ with a compatible iOS and Android devices and an international mobile number in specific countries.