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Credit Score

View your credit score for free with our app

What is a credit score?

A credit score gives you an indication of your credit health. Most lenders use this score as one of the factors to decide whether to offer you products such as credit cards, loans and mortgages.

Easily view your credit score with our app

You can check your credit score for free in our mobile app. It will be updated every 30 days. Your credit score in our app is provided by TransUnion, one of the UK's leading credit reference agencies.

See credit score in action

Watch the video to see how credit score works in the app. 

Why check your credit score with us?

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Know where you stand

You can check your credit score in our app, so it's easier to plan your finances ahead

No impact on credit score

You can check it as often as you like - it doesn't affect your credit score

Free to use

We don't charge you for viewing your credit score

Calculating your score

There is a lot of information that goes in to calculating a credit score. When viewing your credit score in our app you can select 'My score details' to view some of the positives and negatives that help to calculate your score. 

Use your mobile app to view the negatives and learn more about how you could improve your current score.

Get your credit score

Do you have our mobile app?

Follow these three simple steps

  1. 01

    Log in to your Ednites Credit Union Mobile Banking app and tap on the customer icon on the top right of the screen to access your profile

  2. 02

    Select the credit score link from the list

  3. 03

    You'll be shown step by step in our app on how to access your credit score

Great, you will now be viewing your credit score in your app. 

Get the app

Experience the quickest way to manage your money

Get the app

Experience the quickest way to manage your money

Then follow these three simple steps

  1. 01

    Log in to your Ednites Credit Union Mobile Banking app and tap on the customer icon on the top right of the screen to access your profile

  2. 02

    Select the credit score link from the list

  3. 03

    You'll be shown step by step in our app on how to access your credit score

Great, you will now be viewing your credit score in your app.

Not ready to get started?

Try it here first! We've created a demo version of Credit Score so that you can test it out and see how it works.

  1. On the demo, tap on the customer icon on the top right of the screen to access your profile
  2. Select the credit score link from the list to get started

This will be an example of a credit score and not your actual one. The only way to access your actual credit score with us is through your mobile banking app.