The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply. Past performance is not an indicator of future performance and should not be relied on as such.
The Personal Portfolio Funds are 'ready-made' investments available from Ednites Credit Union Invest.
Designed to provide an option for all investors, whatever your attitude to risk and goals. The minimum investment horizon is 5 years.
This is the lowest risk fund in the range, this fund always invests at least 70% of its value in lower risk investments, such as bonds.
This long term asset mix is made up of 80% Bonds, 18% Equity and 2% Cash. The fund is actively managed so this can change over time.
Availability
Open to Ednites Credit Union account holders registered for online banking.
Also known as the low to medium risk fund in the range. With less investments in bonds than the lower risk fund, the risk increases. This fund always invests at least 50% of its value in bonds.
The long term asset mix is made up of 60% Bonds, 38% Equity and 2% Cash. The fund is actively managed so this can change over time.
Availability
Open to Ednites Credit Union account holders registered for online banking.
Also known as the medium risk fund in the range, this fund has greater exposure to higher risk investments, such as equities. This fund always invests at least 45% of its value in equities.
The long term asset mix is made up of 44% Bonds, 54% Equity and 2% Cash. The fund is actively managed so this can change over time.
Availability
Open to Ednites Credit Union account holders registered for online banking.
Also known as the medium to high risk fund in the range, with more than half of the fund invested in equities, the risk increases further. This fund always invests at least 65% of its value in equities.
The long term asset mix is made up of 24% Bonds, 74% Equity and 2% Cash. The fund is actively managed so this can change over time.
Availability
Open to Ednites Credit Union account holders registered for online banking.
This is the highest risk fund in the range as this fund always invests at least 90% of its value in equities.
The long term asset mix is made up of 98% Equity and 2% Cash. The fund is actively managed so this can change over time.
Availability
Open to Ednites Credit Union account holders registered for online banking.
If you're already investing with us you can log in to your Ednites Credit Union Invest account for day to day transactions, or if you're concerned about the current situation and have questions about managing your investment during this time, please see our latest guidance and common questions.
If you'd prefer to speak to us, you can call the Help and Support team on 0345 877 7103 (for Relay prefix the number with 18001). Our lines are open Monday to Friday, from 9.30am to 5.00pm. We're closed Bank Holidays. Calls may be recorded.
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