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Existing customers

Get the most from your Student account

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Student offer

My Student account

The Ednites Credit Union student account is designed to make your life in higher education a little bit easier. We offer banking through the mobile app and an interest free £500 arranged overdraft in your first term and up to £2,000 after that.

Student offer 2022

£80 cash

Paid into your account within 10 working days of meeting the offer criteria. Available until 31st October. Limited time offer.

Tastecard

Get 2 for 1 or 50% off your food bill at thousands of restaurants and discounts at the cinema with tastecard membership. Valid for 4 years. Smartphone required. tastecard T&C’s apply.

Offer criteria

To receive your £80 cash and tastecard you need to register for Mobile or Online Banking and choose to receive paperless statements within 30 days of opening your account.

Terms & conditions (PDF, 52 KB)

Get a Student Account

Like what you see? Follow the link below to apply for your Ednites Credit Union Student Account.

Ready to apply

This offer is only available to new Student account customers. In order to recieve the offer you must meet the criteria above within 30 days of account opening.

Financial support with the mobile app

Spending and Budget Tracker

Ever got to the end of a month and wondered where your money went? Well wonder no more. Our Spending Tracker within the app tells you everything you need to know. Spending Tracker is available to customers aged 16+ who have a Personal or Premier account with us.

More about spending and budgeting

Know your credit score

You can check your credit score for free in our mobile app. It will be updated every 30 days. Credit score available once opted in through the app, to customers aged 18+ and is provided by TransUnion.

Find out more about credit your score

Confirm online payments in the app

You'll now be able to authorise your online purchases directly in the app.

Ultimately saving you time and giving you peace of mind.

Learn more about payment authorisation

Managing my account

Report my card lost, stolen or damaged Close

Report my card lost, stolen or damaged

If you think your debit card or any of your card details, such as your PIN number may have been stolen, you should report it to us to avoid the possibility of fraud.

You can now instantly report your card as lost, stolen or damaged through your mobile app. Simply open the app, tap on the account that your card is linked to and select 'Manage my card' to see your options.

You can also report your card by logging on to your Online Banking.

Alternatively, you should call us as soon as possible on:
UK: 0370 600 0459
Overseas: +44 1268 500 813
Relay UK: add 18001 in front of the number

Once you’ve reported your debit card as stolen, we will send out your new card which will be with you in five working days.

Set up, change or cancel a Direct Debit Close

Set up, change or cancel a Direct Debit

A Direct Debit is an agreement between you and the organisation you’re paying, which allows the organisation you want to pay to collect varying amounts from your account – but only if you’ve been given advanced notice of the amounts and dates of collection.

View or cancel a Direct Debit

You can easily view or cancel a Direct Debit via our Mobile App or through your Online Banking.

Go to the app

While you can’t set up a Direct Debit without the input of the people you are paying, you can view and cancel your Direct Debit directly with us.

You have up until 8.20pm (time) on the day the payment is due to cancel.

Find out more

Using my debit card abroad

Register your travel details with Ednites Credit Union at least 24 hours before your trip, and we'll do our best to ensure your holiday spending isn't affected at all.

Let us know you will be using your card abroad

If you have our mobile app, it’s easy to let us know you are going to use your debit card abroad.

Simply go to the app, tap on the account that your card is linked to, select 'Manage my card' and then select ‘Going Abroad’ to register your trip.

You can register one trip at a time. It can include up to seven countries and last 90 days. Register each country you are visiting. The marker will apply to all debit cards in your name. Joint account holders should register separately.

Get more information on spending abroad and how to minimise fees and charges.

You can also register your travel plans via Online Banking or by giving us a call or popping in to a branch.

Freeze my card Close

Freeze my card

If you've misplaced your debit card, or want to stop it from being used, you can temporarily freeze your card to protect it from unauthorised use. You can freeze and unfreeze your card at any time using your mobile app or online banking.

Get Cash

Your mobile app has a function called Get Cash. This lets you take out cash when you don't have your card but need money - great for people who accidently leave their cards at home.

Withdraw up to £130 every 24 hours at our branded ATMs. You must have at least £10 available in your account and an active debit card (frozen or unfrozen).

Simply log in to your app and click on the “Get Cash” icon - you’ll find it at the bottom of the app home screen.

Find out more

Make a transfer or payment Close

Make a transfer or payment

You can make payments or transfers on the go by logging in to our mobile app Using your mobile app you can:

Pay someone new* up to £1000 without needing a card reader
Pay saved payees
Create, amend and cancel regular payments

*There is a maximum of 5 payments totalling £1000 per day. You must be aged 16 or over.

Alternatively log in to Online Banking where you can view your balance and statements, make payments, transfers and more to help manage your account.

Find out more about making payments

Find out more about making international payments

My current account terms, rates and charges Close

App available to customers aged 11+ with compatible iOS and Android devices and an international mobile number in specific countries. Online Banking available to customers aged 11+ with a Ednites Credit Union account.

Need help managing your money?

Life's big moments often mean some kind of financial change. We've created helpful tips and tools to help you manager your finances and support you through life's important journeys.

Support for students and graduates

You may also be interested in

Student overdraft

Be prepared for any unexpected bills or payments with our interest free Student overdraft.

Available to Ednites Credit Union Student current account customers aged 18+. Subject to lending criteria.

Student Overdraft

Contents insurance

Living away from home? Then your most prized possessions that you take with you may no longer be covered by Mum & Dad.

Have a look at our renters insurance. It's flexible, so you can tailor the cover to what you decide to take with you.

Renters Insurance

Graduate account

If you're in your final year of university, you may be wondering what happens to your student account once you finish.

It will turn into a Graduate account once you complete your studies.

Graduate account

Graduating soon?

If you've just graduated or are just about to, you don't need to do anything. Your Student account will automatically change to a Graduate account, and you can continue to use your card, online banking and mobile app as usual.

Prior to the account switch you should receive an email or letter detailing:

the changes to your account
the date of the switch

Find out more

Get the most from your Student account

My Student account

Student offer 2022

£80 cash

Tastecard

Offer criteria

Get a Student Account

Financial support with the mobile app

Spending and Budget Tracker

Know your credit score

Confirm online payments in the app

Managing my account

Need help managing your money?

You may also be interested in

Graduating soon?

Something else we can help you with?