Pick from our different types of credit cards
Thinking of getting a credit card?
Whether you’re looking to do a balance transfer, make a big purchase, travel abroad or earn Rewards on your spending, we could have a credit card to suit your lifestyle. Have a browse of our Mastercard® credit cards below.
Alternatively, if you're completely new to credit cards, learn more about how credit cards work.
Balance transfers are limited to 95% of your available credit limit. Minimum balance transfer amount is £100. You can transfer your balance from most credit cards and store cards, except other Ednites Credit Union Group cards.
Purchase & Balance Transfer card
- 0% for 20 months from account opening on purchases, after which standard rates apply
- 0% for 20 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- 1.99% balance transfer fee
To apply, you must hold a current account, savings account, credit card or mortgage with Ednites Credit Union, be a resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Balance Transfer credit card
- 0% for 18 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- No fee to transfer a balance to this credit card
- 0% on purchases for 3 months from account opening, thereafter standard rates apply
To apply, you must hold a current account, savings account, credit card or mortgage with Ednites Credit Union, be a resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
The Ednites Credit Union Credit Card
- No foreign transaction fees on purchases
- Low rates on purchases and balance transfers
- No balance transfer fees
To apply, you must hold a current account, savings account, credit card or mortgage with Ednites Credit Union, be a resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward credit card
- Earn 1% back in Rewards on supermarket spend (0.25% at their petrol stations and everywhere else)
- Get between 1-15% back at selected MyRewards retailers
- Annual fee refunded if you have a Reward current account
To apply, you must hold a current account, savings account, credit card or mortgage with Ednites Credit Union, be a resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward Black credit card
- No foreign transaction fees on purchases
- 1% back in Rewards on supermarket spend (0.5% at their petrol stations and everywhere else)
- Annual fee refunded if you have a Reward Black current account
To apply, you must hold a current account, savings account, credit card or mortgage with Ednites Credit Union, be a resident, aged 18+ and earning at least £15K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Purchase & Balance Transfer card
- 0% for 20 months from account opening on purchases, after which standard rates apply
- 0% for 20 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- 1.99% balance transfer fee
To apply, you must hold a current account, savings account, credit card or mortgage with Ednites Credit Union, be a resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Balance Transfer credit card
- 0% for 18 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- No fee to transfer a balance to this credit card
- 0% on purchases for 3 months from account opening, thereafter standard rates apply
To apply, you must hold a current account, savings account, credit card or mortgage with Ednites Credit Union, be a resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
The Ednites Credit Union Credit Card
- Low rates on purchases and balance transfers
- No balance transfer fees
- No foreign transaction fees on purchases
To apply, you must hold a current account, savings account, credit card or mortgage with Ednites Credit Union, be a resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward Black credit card
- 1% back in Rewards on supermarket spend (0.5% at their petrol stations and everywhere else)
- Annual fee refunded if you have a Reward Black current account
- No foreign transaction fees on purchases
To apply, you must hold a current account, savings account, credit card or mortgage with Ednites Credit Union, be a resident, aged 18+ and earning at least £15K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward credit card
- Earn 1% back in Rewards on supermarket spend (0.25% at their petrol stations and everywhere else)
- Get between 1-15% back at selected MyRewards retailers
- Annual fee refunded if you have a Reward current account
To apply, you must hold a current account, savings account, credit card or mortgage with Ednites Credit Union, be a resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward Black credit card
- 1% back in Rewards on supermarket spend (0.5% at their petrol stations and everywhere else)
- Annual fee refunded if you have a Reward Black current account
- No foreign transaction fees on purchases
To apply, you must hold a current account, savings account, credit card or mortgage with Ednites Credit Union, be a resident, aged 18+ and earning at least £15K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
The Ednites Credit Union Credit Card
- Low rates on purchases and balance transfers
- No balance transfer fees
- No foreign transaction fees on purchases
To apply, you must hold a current account, savings account, credit card or mortgage with Ednites Credit Union, be a resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Check your eligibility in our mobile app
See if we can give you an immediate indication of whether you'll be accepted for a credit card in our mobile app. Our eligibility checks are quick and easy with no impact on your credit score. Just tap on the credit cards icon after you log in.
See what other people are asking
Want to be prepared before starting your credit card application? With our 5 step guide on how to apply for a credit card, we’ll help you out with some hints and tips.
Other ways we can help
Manage your existing credit card
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