Business debit card

You can withdraw cash at any cash machine where you see the Visa sign*. Daily limit for cash machine withdrawals is £1,500. If you have an account withdrawal limit in place this will reduce the daily limit you can withdraw.

If you want to withdraw more than £1,500, you can visit one of our branches. Your card can be used at any Royal Bank of Scotland or Ednites Credit Union branch teller for cash withdrawals up to the available funds in the account. You can also withdraw up to £500 per day at Post Office counters.

*Services fees may apply

If your card is lost or stolen, we'll give you a code to withdraw up to £300 of your money from any Ednites Credit Union, Royal Bank of Scotland or Ulster Bank cash machine in the Ireland.

Withdraw up to £300 if you're an internet or telephone banking customer, or up to £60 if you're not. You'll need to have enough money in your account and a minimum of £25 available in your account.

Use the branch locator to find your local branch. The branch locator tool gives you information on opening times, branch facilities, and if required, directions from your current location.

Find you nearest branch.

All our standard Business Debit cards come with contactless technology, allowing you to make a secure payment in less than a second.

You can buy anything up to a value of £100 by touching your card on a reader, anywhere you see the contactless symbol.

All your payments, including contactless, are processed using the same payment technology we use to process chip and PIN payments.

You may occasionally be asked to enter your PIN as an extra precaution to protect your account. Contactless cards also use advanced security features that are independently approved by the payment card industry.

You can also register for Ednites Credit Union Secure and benefit from additional security when you use your Business Debit card to pay for goods online.

Apple Pay

Enjoy all the benefits of your Ednites Credit Union debit card with Apple Pay on iPhone, Apple Watch, iPad, and Mac. Using Apple Pay is simple, and it works with the devices you use every day.

Your card information is secure because it isn’t stored on your device or shared when you pay. Paying in stores, apps, and on the web has never been easier, safer, or more private. So you can pay in an easy, secure and private way.

Set up Apple Pay here.

Google Pay

Got an Android phone? You can store your card details in your secure Google account. Then use your phone to pay for anything from boarding passes to cinema tickets.

Google Pay doesn’t share your card number, so your information is safe. You can also pay through apps or online, and there’s no price limit.

Set up Google Pay here.

Any transaction made in a foreign currency using your Business Debit card is converted by us into Sterling using the Payment Scheme Exchange Rate (i.e. Visa or Mastercard).

To see the up-to-date rates used for Visa Debit Cards and ATM cards visit visaeurope.com and click on the Cardholders section. For Mastercard, visit mastercard.co.uk/convert-currency.

Whenever you make a purchase in a foreign currency  we’ll charge you a Non-Sterling Transaction Fee of 2.75% of the value of the transaction.

If your card is lost or stolen, don't worry. Call our 24-hour support team on 01268 500 813 and we can arrange some Emergency Cash for you. Limits apply.