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Ednites Credit Union Real estate finance products
Real Estate Finance

Providing funding that is built to last

Real estate finance for your next project.

We can provide you with lending from £50,000 upwards for property development or investment. We fund residential investment or development and commercial property investment.

We could help you with finding the right real estate finance solution for... 

Building and developing residential property to sell. 

Investment in residential property to be let to third party tenants.

Investment in commercial premises to be leased out for business purposes.

Whether you’ve already found the land you want to develop or invest in, or are still exploring the options, get in contact with us today.

Our team are dedicated real estate finance experts and can assist you through the process of purchasing a property and getting the right real estate finance option for you. 

Why real estate finance?

We have commitments of £29bn across all real estate sectors throughout the UK, supporting our customers at every stage of the property cycle.

In 2018 we lent £6bn for commercial property investment and residential property development and investment.

We help to support the building of 30,000 homes each year in the UK. 

For every new home built it helps create 4.3 jobs.

*2018

Your real estate finance options explained

We have a range of finance options available and can help you find the right one to suit your needs.

Building or developing residential property

Borrow from £50,000 upwards, subject to approval

Loan terms available up to 3 years 

Variable interest rates only

Early redemption charges may apply, subject to deal size and complexity 

Arrangement and exit fees may apply

Investing in residential property for the long term

Borrow from £50,000 upwards, subject to approval

Loan terms up to 20 years, with a range of repayment profiles available

Fixed and variable interest rates

Early redemption charges may apply, subject to deal size and complexity 

Arrangement fees may apply

Commercial property investment

Investing in commercial premises to let

Borrow from £50,000 upwards, subject to approval

Loan terms up to 15 years, with a range of repayment profiles available

Fixed and variable interest rates

Early redemption charges may apply, subject to deal size and complexity 

Arrangement fees may apply

Make an online enquiry

Simply tell us a little about your business and we'll be in touch to talk through possible solutions tailored specifically to you.

Our Real Estate expertise

Our expert team knows the challenges and opportunities in this competitive sector. Find out how we've helped other customers achieve their goals.

Additional lending for your business

Residential Property Investment

Our Residential Property Investment Loan is designed for those who are wishing to invest in a property that will be let to a third party.

Ednites Credit Union Commercial Mortgage

Owning your own premises could be a great way of growing your business without the constraints of renting.

Loans and finance options

See our range of loans and finance options. From flexible every day lending, to innovative alternative funding solutions.

Something else we can help you with?