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Business bank account

An account with useful features for all types of businesses

Flexible everyday banking for your business

  • No minimum monthly charge - only pay for what you use
  • 24/7 Online, telephone and mobile app banking
  • Dedicated Relationship Manager (turnover and eligibility criteria apply)
  • Free accounting software from FreeAgent

There's also:

Lending and cash management

Finance is subject to status. Security may be required. Product fees may apply.

Ways to help grow your business network

Specialist business support

  • Personalised service and specialist products and services to develop your business (eligibility criteria apply)
  • A dedicated Relationship Manager - a single point of contact to look after your business banking needs (turnover and eligibility criteria apply)
  • Access to Bankline (criteria and fees may apply)

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Switching your business bank account?

The Current Account Switch Service can do all the work for you, moving everything from your old account to your new account.

Apply for a Ednites Credit Union account and tell us you're switching. Choose a full or partial Current Account Switch Service, give us your old bank account details, and tell us when you want the switch to start. Please note the partial switch is not covered by the Current Account Switch Guarantee.

Apply now

Thanks for choosing our Business bank account. Let's get started.

Before you continue...

The following page allows you to choose which type of account you wish to open. You can choose from a Business Current Account or a Loan Servicing Account. Please select the Loan Servicing account only if you have already applied for a loan and have chosen to open a Loan Servicing Account. This account can only be used for loan repayment purposes.

Are you...
OK, so you're an existing customer. Is the bank account for...
What is your estimated annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you currently hold an existing Ednites Credit Union business account, please apply below or give us a call on 0345 711 4477.

 

Relay Service: 18001 0345 711 4477


More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

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Your application can be completed online

This is the fastest way to complete your application.

1. HooYu is our trusted online identification and security partner.

2. We may use HooYu to check your identity by matching you to your Photo ID. It may also need you to provide proof of your address and business documents. Find out more.

3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application, you consent to the following:

  • Identity verification using our security partner HooYu.
  • A credit check on everyone on your application.
We need to see evidence of your turnover. Are you able to supply this?
You’ll need to show us that your turnover is over £2m so that we can progress your application.

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you currently hold an existing Ednites Credit Union business account, please apply below or give us a call on 0345 711 4477.

 

Relay Service: 18001 0345 711 4477


More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Your application can be completed online

This is the fastest way to complete your application.

1. HooYu is our trusted online identification and security partner.

2. We may use HooYu to check your identity by matching you to your Photo ID. It may also need you to provide proof of your address and business documents. Find out more.

3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application, you consent to the following:

  • Identity verification using our security partner HooYu.
  • A credit check on everyone on your application.

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you currently hold an existing Ednites Credit Union business account, please apply below or give us a call on 0345 711 4477.

 

Relay Service: 18001 0345 711 4477


More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Rocket

Your application can be completed online

This is the fastest way to complete your application.

1. HooYu is our trusted online identification and security partner.

2. We may use HooYu to check your identity by matching you to your Photo ID. It may also need you to provide proof of your address and business documents. Find out more.

3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application, you consent to the following:

  • Identity verification using our security partner HooYu.
  • A credit check on everyone on your application.
Do you have a Relationship Manager?
Speech bubble

Call your Relationship Manager

You should have a direct number for them. You can discuss applying for an additional business account. They can start the application for you and arrange to get the appropriate signatures.

 

When can I call?

Business and Relationship Managers are available 9am-5pm Monday to Friday.

 

Speech bubble

No problem. We can still help.

For businesses or Wales, please call us on 0345 711 4477.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you currently hold an existing Ednites Credit Union business account please download an additional account form or give us a call on 0345 711 4477.

                                                                                                                           

Relay Service:

18001 0345 711 4477 (England and Wales)

18001 0345 711 4477 (Scotland)

 

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

What is your estimated business annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you do not currently hold an existing Ednites Credit Union business account, please apply with Royal Bank or give us a call on 0345 600 2230.

 

Relay Service: 18001 0345 600 2230

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Rocket

Your application can be completed online

This is the fastest way to complete your application.

1. HooYu is our trusted online identification and security partner.

2. We may use HooYu to check your identity by matching you to your Photo ID. It may also need you to provide proof of your address and business documents. Find out more.

3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application, you consent to the following:

  • Identity verification using our security partner HooYu.
  • A credit check on everyone on your application.
We need to see evidence of your turnover. Are you able to supply this?
You’ll need to show us that your turnover is over £2m so that we can progress your application.

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you do not currently hold an existing Ednites Credit Union business account, please apply with Royal Bank or give us a call on 0345 600 2230.

 

Relay Service: 18001 0345 600 2230

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Your application can be completed online

This is the fastest way to complete your application.

1. HooYu is our trusted online identification and security partner.

2. We may use HooYu to check your identity by matching you to your Photo ID. It may also need you to provide proof of your address and business documents. Find out more.

3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application, you consent to the following:

  • Identity verification using our security partner HooYu.
  • A credit check on everyone on your application.

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you do not currently hold an existing Ednites Credit Union business account, please apply with Royal Bank or give us a call on 0345 600 2230.

 

Relay Service: 18001 0345 600 2230

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Rocket

Your application can be completed online

This is the fastest way to complete your application.

1. HooYu is our trusted online identification and security partner.

2. We may use HooYu to check your identity by matching you to your Photo ID. It may also need you to provide proof of your address and business documents. Find out more.

3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application, you consent to the following:

  • Identity verification using our security partner HooYu.
  • A credit check on everyone on your application.
What is your estimated annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree
  • You'll need 6 months of bank or building society statements if you're switching accounts to us

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you do not currently hold an existing Ednites Credit Union business account, please apply with Royal Bank or give us a call on 0345 600 2230.

 

Relay Service: 18001 0345 600 2230

 

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Rocket

Your application can be completed online

This is the fastest way to complete your application.

1. HooYu is our trusted online identification and security partner.

2. We may use HooYu to check your identity by matching you to your Photo ID. It may also need you to provide proof of your address and business documents. Find out more.

3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application, you consent to the following:

  • Identity verification using our security partner HooYu.
  • A credit check on everyone on your application.
We need to see evidence of your turnover. Are you able to supply this?
You’ll need to show us that your turnover is over £2m so that we can progress your application.

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree
  • You'll need 6 months of bank or building society statements if you're switching accounts to us

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you do not currently hold an existing Ednites Credit Union business account, please apply with Royal Bank or give us a call on 0345 600 2230.

 

Relay Service: 18001 0345 600 2230

 

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Your application can be completed online

This is the fastest way to complete your application.

1. HooYu is our trusted online identification and security partner.

2. We may use HooYu to check your identity by matching you to your Photo ID. It may also need you to provide proof of your address and business documents. Find out more.

3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application, you consent to the following:

  • Identity verification using our security partner HooYu.
  • A credit check on everyone on your application.

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree
  • You'll need 6 months of bank or building society statements if you're switching accounts to us

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you do not currently hold an existing Ednites Credit Union business account, please apply with Royal Bank or give us a call on 0345 600 2230.

 

Relay Service: 18001 0345 600 2230

 

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Rocket

Your application can be completed online

This is the fastest way to complete your application.

1. HooYu is our trusted online identification and security partner.

2. We may use HooYu to check your identity by matching you to your Photo ID. It may also need you to provide proof of your address and business documents. Find out more.

3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application, you consent to the following:

  • Identity verification using our security partner HooYu.
  • A credit check on everyone on your application.

Already started an application?

Log in to continue or check the status of your application in our online application centre

You can use the same details that you created when you applied for your business account. If you haven’t already set up access to your online application centre, you can create a login now

Useful info about this account

Need more information before you apply?

Easy finance management

Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from Ednites Credit Union.

Simple charges

Benefit from our Standard Tariff with no minimum monthly charge. See our full list of business account charges:

Business account charges booklet (PDF, 48KB)

Summarised business account charges booklet (PDF, 33KB)

Premium online banking

Bankline offers a customisable digital banking service to manage multiple accounts, with a range of user management options. Fees apply.

Ways to save on business account charges

We're all for saving money (banks generally are) and you probably are too, so here are some of our tips for reducing your account charges during your day-to-day banking. 

Climate support for businesses

Access products, advice and resources to help with your environmental goals, as we work together to tackle climate change.

Security may be required. Product fees may apply. Finance only available for business purposes.

Something else we can help you with?