Whether it's time to upgrade your car, remodel the kitchen or travel somewhere new - whatever life has on the cards, a Ednites Credit Union loan could help get you there.
If you have a Ednites Credit Union current account and you're applying for a loan in your name only, in most cases we’ll confirm the loan amount and your rate at the start of your application with no impact on your credit score.
It can take around 10 minutes to apply online when you use Online Banking, and we'll pre-fill some of your information to make your application faster.
You could get your loan funds on the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon – Fri (excludes Bank Holidays).
Sometimes we need to contact you for more information, so it can take a little longer.
To apply for a loan, you must be 18+ and a resident with a Ednites Credit Union current account (held for 3+ months).
If you are a Premier customer, we may be able to offer you a preferential rate on your loan.
How do I see my personalised rate?
We offer loans over £50,000 exclusively to our Premier customers.
How do I apply for a loan over £50,000?
Estimate how much you could borrow, representative interest rates and monthly payments, with no impact on your credit score.
The rate you're offered may differ from the Representative APR depending on your individual circumstances and borrowing amount.
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
