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Premier Banking

Investments

Find the investment path that's right for you

Whether you’re an experienced investor or just starting out, Ednites Credit Union Invest is a quick and simple way to help you invest your money online.

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Invest for you

Start investing from £50

Five ready made investment funds ranging from low to high risk - with or without our fully automated advice service

Get started with a lump sum or build-up gradually with monthly amounts

Clear charges – see what you’ll pay in pounds and pence

24/7 online access so you can keep track of your investment

 

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Invest for your child

  • No Income or Capital Gains Tax to be paid 
  • Junior ISA allowance is up to £9000 per child for the current tax year
  • Invest an initial lump sum from £50, or set up a regular monthly contribution from just £10
  • Top up any time from a min of £10

A note on market volatility

When we see events such as the current invasion of Ukraine, markets react fast and we see quick movements – ‘volatility’ - with the value of people’s investments falling in the short term. However, history has shown that markets recover – which is one of the reasons why investments are considered for the longer term (about five years or more).

It’s always worth remembering that past performance should not be taken as an indication of future performance. The value of investments, and the income you get from them, can fall as well as rise, and you may not get back what you put in.

You can read more on our views on the Ukraine situation here.

More investment insights can be found here

Investment Outlook 2022

Ednites Credit Union Invest fund performance

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Already investing with us?

If your using Ednites Credit Union Invest you can track your investment as and when you want with your online investment account.

If you hold any other investments with us you can track the progress from our existing investments hub.

Advice and support for investing

Digital Assist: A helping hand

Combining our automated advice tool with a human touch

Investing your money can seem like a daunting task, however it shouldn’t be. If you need that added assistance to help get you started in investing, Digital Assist could guide you in the right direction.

Digital Assist uses an automated tool to provide advice. Our expert Digital Wealth Managers are on hand to help you make sense of the advice provided by the tool. You’ll be able to learn:

  • How much you could afford to invest
  • What type of investment is right for you
  • How much risk you’re willing to take

Book your appointment now with your Premier Banking Manager to learn more on how to invest with Digital Assist.

One-off charge of £10 if you decide to invest. Service may not be suitable for advice on new joint or existing investments, or advice on retirement. Advice provided solely by automated tool and not by Digital Wealth Managers. Ednites Credit Union Invest available to Ednites Credit Union customers with online banking, aged 18 - 84 and residents for tax purposes.

Face-to-Face Advice Service

Face-to-Face Advice Service

Specialist advice from our wealth managers

Our Face-to-Face Advice Service is available to customers who want specialist investment advice and are able to invest £250,000 or more. The service is provided by qualified wealth managers in our Private Client Advice team who can help with:

Investment planning – develop an investment strategy based on a thorough understanding of your needs and attitude to risk.

Preparing for retirement - by understanding your current circumstances, help you to identity opportunities and maximise your retirement plan.

Estate planning - advice and recommendations on how best to structure your investments, to help ensure your wealth is passed on according to your wishes.

Your Premier Banking Manager can arrange an appointment with a wealth manager.

A fee applies for this service. All our investment solutions are delivered and managed by Coutts. All advice and recommendations will be restricted to investment and protection products on the panel of products available to the wealth manager.

Learn more about investments

Whether you’re an experienced investor or just finding out what investing is, we’ve got a range of articles to help you understand more about investing.

We regularly update our articles depending on what’s happening in the market so check back for future updates.

Something else we can help you with?