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Ednites Credit Union Premier Banking

What is Premier Banking?

Before you apply for Premier

You'll need to be aged 18 or over and a permanent resident.

And meet ONE of the following criteria:

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1. Your income

Minimum £100k sole income or £120k joint income paid into your Ednites Credit Union account.
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2. Savings or Investments

Minimum £100k savings or investments held with us.
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3. Mortgage borrowings

£500k minimum mortgage borrowing with us.

Bringing ambitions to life

Life. You can make it happen. And it can happen to you. Our free Premier Banking service could help you manage your money and make it do more for you. With your own Premier Banking Manager and 24/7 support we’re here to provide financial help when you need us. For you and your family.

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Precious people and places

Family, loved ones, and your hopes and dreams for them, can be some of the most important priorities in your life. Premier Banking could help make the most of your finances to provide for the people who matter most to you.

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Turn your plans to reality

Plans come in all shapes and sizes; education, cars, homes, holidays and retirement. Whatever you aim to achieve, Premier Banking could provide you with the right support to help you bring them to life. 

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Protecting what matters

Taking care of what matters to you, matters to us. We could help you protect your finances or provide the cover you need for your car, home and all your treasured possessions.

How to apply

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Open a new Premier account

If Premier is right for you and you're ready to apply, why not take a look at our Premier accounts and find one that suits you?

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Already a Ednites Credit Union customer?

You could change your existing account to a Premier one. If you know your Online Banking log in details we could pre-fill some of the application for you too.

Compare Premier accounts

Premier Select account

Keep it simple with all the benefits of Premier

Mobile Banking app that's simple to use. Criteria applies.

Pay your way; Apple Pay, Google Pay™ and Contactless Debit Card. Limits apply.

No monthly fee.

Premier Reward account

Earn Reward plus all the benefits of our Select account

For a £2 monthly fee, you'll get:

£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each

£1 a month back in Rewards when you log in to our mobile banking app

Earn at least 1% at partner retailers when you use your Ednites Credit Union debit card

You'll need to pay at least £1250 into your Ednites Credit Union account every month

Premier Reward Black account

For existing current account customers only

For a £31 monthly fee, you'll get:

All the benefits of our Reward account

Airport lounge access and worldwide travel insurance

cinema discount

& European car breakdown cover

Mobile phone insurance

24/7 concierge service

Home emergency service cover

Premier Black account app

Switch to Ednites Credit Union

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How does the Current Account Switch Service work?

Questions about Premier

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Financial Services Compensation Scheme

Your eligible deposits with Ednites Credit Union are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Read about the scheme and how it protects your money (PDF, 3.8MB).