Compare your borrowing options
If you need to borrow money and you are not sure which product might be right for you, use this tool to compare the features of different types of lending
What do you need to borrow money for?
Making a one-off purchase
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Buying a home
We could help you understand how much you may be able to borrow, and what a mortgage could cost. Over 18s only.
Extending the term of your debt can incur more interest and cost more in the long run, and sometimes an Early Repayment Charge may apply
Debt consolidation
Whether your debts are store cards, credit cards or personal loans, you could make your finances more manageable by combining them into a single monthly payment.
Here’s some helpful information about different types of borrowing
An overdraft is often used as a short-term safety net. It's a set limit that can be used (at a cost).
Arranged Overdrafts are only available to eligible customers with a Ednites Credit Union current account, aged 18 or over.
Credit cards could be helpful if you prefer to keep your everyday expenses separate from your current account.
To apply you need to be resident, aged over 18 and earn at least £10,000.
A personal loan from Ednites Credit Union lets you borrow between £1,000 and £50,000 and you’ll know how long it will take to repay and how much it will cost you each month.
To apply, you must be 18+ and a resident with either a Ednites Credit Union current account (held for 3+ months), credit card or mortgage (held for 6+ months).
